旅行者医疗保险
(Travel Insurance)
外国人在加拿大
在加拿大，每一个加拿大居民都享有由政府提供的公共医疗健康保险计划。但是，加拿大政府公共医疗健康保险计划不负责以下人士在加拿大的医疗及药品费用：访问者、探亲或旅游者、持移民签证登陆90天之内者、以及持工作签证登陆90天之内者。这些人士必须100% 地负责自己的医药费用。
目前，加拿大各省的医疗费用高涨，仅住院费一项，每日就数千加币之多，还不算医生的诊疗费用、药费、康复费用，以及紧急情况的运输费用。即使是加拿大本国居民，也有许多人购买额外个人医疗健康保险，用以弥补公共医疗健康保险的不足。对于到加拿大的访问者和新移民来说，这意味着他们不得不面对随时可能降临的医药账单。购买临时健康保险，成为他们最好的，也是唯一的选择。
探亲旅行医疗保险，是专为前来加拿大但不能享受或暂时不能享受加拿大政府医疗保险的人士而设。购买医疗保险的目的，是一旦发生生病或意外事故，不至于使自己和家人亲友陷于经济困境。探亲旅行医疗保险的主要保险对象包括：来加拿大探亲访问人士、暂不能享受政府医疗保险的新移民、国际留学生、访问学者、旅行者、商务人员、劳务人员。
特别需要指出的是，对于父母来加拿大来探望子女，探亲医疗保险的意义更加重大。由于父母年龄较大，在北美探亲旅行时，一旦因意外需要使用加拿大医疗设施，可能立刻让邀请人陷于经济困境。
加拿大人在国外
加拿大人旅行医疗保险，是提供给加拿大公民和永久居民前往居住省以外地区旅行时的一种医疗保险保障。旅行地区可以是海外，也可以只是加拿大的其他省。
Travel Insurance
By TIC Travel Insurance Coordinators Ltd.
When you leave home you shouldn't have to worry about anything, Travel Insurance can provide outstanding travel insurance and travel assistance to Canadians and people visiting Canada. It has a variety of plans to cover everything from group sports to emergency hospital and medical insurance. With options and benefits like trip cancellation, flight accident and rental car damage, you will feel good knowing that you're financially protected during your travels.
Are you planning a trip to Canada? Maybe someone special is coming to Canada to visit you. Either way, it should be a safe and enjoyable visit. But since anything can happen, such as an unexpected illness or injury, make sure you've got the proper coverage.
Are you planning a family vacation or business trip? Maybe you want to head south for a change of scenery. Travelling can be an adventure. But to keep your trip from being too much of an adventure, due to an unexpected illness or accident, make sure you're protected.
You've decided to come to Canada to further your education. Good for you. It's certain to be a worthwhile experience. But since anything can happen while you're away from home, such as an unexpected illness or injury, make sure you're protected.
Do you plan to live or work in another country? Maybe you're a new resident of Canada or just returned after spending time abroad. Whatever the situation, you may not have coverage under a government health insurance plan. Meanwhile, anything can happen, including an unexpected illness or accident.
One more thing to think about when you choose an insurance provider: the service. We guarantee 24 hour, multilingual support from a team of claims professionals, consultants and medical experts. If you have bad luck on your trip, we'll help you every step of the way.
（注：本栏目内容只作为知识性介绍，不承担任何法律义务和责任。具体政策与内容以各个保险公司网站为准。请到 站点链接 访问获取最新详细信息。）
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