<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
<HTML>
 <HEAD>
  <TITLE>Insurance Life</TITLE>
  <META http-equiv=Content-Type content="text/html; charset=iso-8859-1">
  <META content="MSHTML 6.00.6000.16587" name=GENERATOR>
  <LINK href="../style.css" type=text/css rel=STYLESHEET>


  <SCRIPT language=JavaScript1.2 type=text/javascript>

  <!--
  
     // ================================== MENU PARAMETERS===================================


        NS4 = (document.layers);

	IE4 = (document.all);

	ver4 = (NS4 || IE4);

	 
     // added in for heirMenus5.0

	IE5 = (IE4 && navigator.appVersion.indexOf("5.")!=-1);

	isMac = (navigator.appVersion.indexOf("Mac") != -1);

	isNix = (navigator.appVersion.indexOf("X11") != -1);


     // Change for IE5.0 on Mac

	isMenu = (NS4 || (IE4 && !isMac) || (IE5 && isMac));

	
     // Setup default menu functions

	function popUp()
	{ 
	  return
	};

	function popDown()
	{
	  return
    };


     // do nothing if browser version is not 4

	if (!ver4) event = null;

	
     // Set correct browser version

	browser = (((navigator.appName == "Netscape") && (parseInt(navigator.appVersion) >= 3 )) || ((navigator.appName == "Microsoft Internet Explorer") && (parseInt(navigator.appVersion) >= 4 )))


     // Set Menu prams

	if (isMenu)
        {
      menuWidth = 250;

	       childOverlap = 0;

	       childOffset = 0;
	
               perCentOver = null;

	       secondsVisible = .5;

	       fntCol = "white";

               fntSiz = "8"
	  fntBold = true;

	       fntItal = false;

	       fntFam = "Verdana, Arial, Helvetica, sans-serif";

	       backCol = "#669966";

	       overCol = "#006633";

	       overFnt = "white";

	       borWid = 1;

	       borCol = "WHITE";

	       borSty = "solid";

	       itemPad = 4;

	       imgSrc = "../Images/tri.gif";

	       imgSiz = 10;

	       separator = 0;

	       separatorCol = "white";

	       isFrames = false;

	       navFrLoc = "left";

	       keepHilite = true;
 
	       NSfontOver = true;

	       clickStart = false;

	       clickKill = false;

        }

 
   //================= END MENU STUFF ==========================


    function newRollover(imgName,imgFiles)

    {

      if (document.images)
      {

        imgFiles=imgFiles+",";
 
        imgNo=1;

        while(imgFiles.indexOf(',')!=-1)
        {

          imgFile=imgFiles.substring(0,imgFiles.indexOf(','));

          imgFiles=imgFiles.substring(imgFiles.indexOf(',')+1,imgFiles.length);
 
          eval(imgName+"_urc_"+imgNo+"=new Image();");
 
          eval(imgName+"_urc_"+imgNo+".src='"+imgFile+"'");

          imgNo++;

        }

      }

    }
 

   function roll(img,on)
 
   {

      if (document.images)
 
         eval("document.images['"+img+"'].src="+img+"_urc_"+on+".src");

   }


    arMenu2 = new Array(
      menuWidth,
      15,102,
      "","",
      "","",
      "","",
      "关于我们 About Us","../HomePages/HomePages_AboutUs.htm",0,

      "业务范围 Business","../HomePages/HomePages_Business.htm",0,

      "联系方式 Contact","../HomePages/HomePages_Contact.htm",0,
      "站点地图 Site Map","../HomePages/HomePages_SiteMap.htm",0,

      "博客 Blog","../HomePages/HomePages_Blog.htm",0    );

    arMenu3 = new Array(
      menuWidth,
      180,102,
      "","",
      "","",
      "","",

      "人寿保险 Life","../Insurance/Insurance_Life.htm",0,

      "重病保险 Critical Illness","../Insurance/Insurance_CI.htm",0,

      "残疾保险 Disability","../Insurance/Insurance_DI.htm",0,

      "长期护理 Long Term Care","../Insurance/Insurance_LTC.htm",0,

      "个人医疗 Individual Health Plan","../Insurance/Insurance_Health&Dental.htm",0,

      "旅行保险 Travel","../Insurance/Insurance_Travel.htm",0
    );


    arMenu4 = new Array(
      menuWidth,
      350,102,
      "","",
      "","",
      "","",

      "隔离基金 Segregated Funds","../Investment/Investment_SegregatedFunds.htm",0,

      "共同基金 Mutual Funds","../Investment/Investment_MutualFunds.htm",0,

      "土地投资 Real Estate","../Investment/Investment_RealEstate.htm",0,

      "其它投资 Alternative","../Investment/Investment_AlternativeInvestments.htm",0
    );


    arMenu5 = new Array(
      menuWidth,
      520,102,
      "","",
      "","",
      "","",

      "退休储蓄 RRSP","../FinancialPlanning/Financial_RRSP.htm",0,

      "教育储蓄 RESP","../FinancialPlanning/Financial_RESP.htm",0,

      "养 老 金   Annuity","../FinancialPlanning/Financial_Annuities.htm",0,

      "个人养老 Individual Pension Plan","../FinancialPlanning/Financial_IPP.htm",0,

      "团体计划 Group RRSP & Benefit","../FinancialPlanning/Financial_GruopRRSP&Benefits.htm",0
    );


    arMenu6 = new Array(
      menuWidth,
      590,102,
      "","",
      "","",
      "","",

      "政府计划 Government Plan","../RelatedInfo/Info_GovernmentPlans&Programs.htm",0,

      "业界新闻 News","../RelatedInfo/Info_News.htm",0,

      "文章文摘 Digest","../RelatedInfo/Info_Digest.htm",0,

      "站点链接 Link","../RelatedInfo/Info_Link.htm",0
    );


    arMenu7 = new Array(
      menuWidth,
      584,31,
      "","",
      "","",
      "","",
      ""
    );

    arMenu8 = new Array(
      menuWidth,
      584,31,
      "","",
      "","",
      "","",
      ""
    );

    arMenu9 = new Array(
      menuWidth,
      584,31,
      "","",
      "","",
      "","",
      ""
    );

    arMenu10 = new Array(
      menuWidth,
      584,31,
      "","",
      "","",
      "","",
      ""
    );

    arMenu11 = new Array(
      menuWidth,
      584,31,
      "","",
      "","",
      "","",
      ""
    );


    newRollover("home","../Images/tn_home_off.gif,../Images/tn_home_over.gif");

    newRollover("insurance","../Images/tn_insurance_off.gif,../Images/tn_insurance_over.gif");

    newRollover("investment","../Images/tn_investment_off.gif,../Images/tn_investment_over.gif");

    newRollover("finance","../Images/tn_finance_off.gif,../Images/tn_finance_over.gif");

    newRollover("related","../Images/tn_related_off.gif,../Images/tn_related_over.gif");

    newRollover("greenright","../Images/tn_green-1px.gif,../Images/tn_green-1px.gif");

    newRollover("whitespacer","../Images/tn_white-off.gif,../Images/tn_white-over.gif");


    arMenu1 = new Array(
      menuWidth,
      584,30,
      "","",
      "","",
      "","", 
      ""
    );


  // end hide -->
  </SCRIPT>


  <SCRIPT language=JavaScript1.2 src="../hierMenus.js" type=text/javascript></SCRIPT>
 </HEAD>
 <BODY text=#000000 vLink=#000099 aLink=#999966 link=#000099 BACKGROUND="../Images/Logo_Banyan_background.gif" bgColor=#ffffff leftMargin=0 topMargin=0 MARGINHEIGHT="0" MARGINWIDTH="0">
 <center>
  <TABLE cellSpacing=0 cellPadding=0 width=990 border=0>
   <TBODY>
    <TR vAlign=top align=left>
     <TD colSpan=2>
      <TABLE cellSpacing=0 cellPadding=0 width=990 border=0>
       <TBODY>
        <TR>
         <TD>
          <IMG height=30 alt=Spacer src="../Images/spacer.gif" width=10 border=0>
          <A href="../index.htm"><IMG height=60 alt="Banyan Financial Services Ltd." src="../Images/Logo_BanyanFS.gif" width=94 border=0 name=banklogo></A>
         </TD>
         <TD align=right>
          <IMG height=30 alt=Spacer src="../Images/spacer.gif" width=1 border=0>

          <br /><br />
          <IMG height=15 src="../Images/Motto_Logo.gif" width=60 border=0 name=banklogo>
         </TD>
        </TR>
       </TBODY>
      </TABLE>
      <TABLE cellSpacing=0 cellPadding=0 width=990 border=0>
       <TBODY>
        <TR align=left>
         <TD align=left>
          <A onmouseover="roll('home',2), popUp('elMenu2',event)" onmouseout="roll('home',1), popDown('elMenu2')"><IMG height=24 src="../Images/tn_home_off.gif" width=166 border=0 name=home></A><A onmouseover="roll('insurance',2), popUp('elMenu3',event)" onmouseout="roll('insurance',1), popDown('elMenu3')"><IMG height=24 src="../Images/tn_insurance_off.gif" width=166 border=0 name=insurance></A><A onmouseover="roll('investment',2), popUp('elMenu4',event)" onmouseout="roll('investment',1), popDown('elMenu4')"><IMG height=24 src="../Images/tn_investment_off.gif" width=166 border=0 name=investment></A><A onmouseover="roll('finance',2), popUp('elMenu5',event)" onmouseout="roll('finance',1), popDown('elMenu5')"><IMG height=24 src="../Images/tn_finance_off.gif" width=166 border=0 name=finance></A><A onmouseover="roll('related',2), popUp('elMenu6',event)" onmouseout="roll('related',1), popDown('elMenu6')"><IMG height=24 src="../Images/tn_related_off.gif" width=166 border=0 name=related></A><A onmouseover="roll('greenright',2)" onmouseout="roll('greenright',1)"><IMG height=24 src="../Images/tn_green-1px.gif" width=160 border=0 name=greenright></A>
         </TD>
        </TR>
       </TBODY>
      </TABLE>
     </TD>
    </TR>
    <TR vAlign=top align=left>
     <TD width=250>
      <TABLE cellSpacing=0 cellPadding=6 width=232 border=0>
       <TBODY>
        <TR>
         <TD width=172 colSpan=3><IMG height=2 alt=Spacer src="../Images/spacer.gif" width=1 border=0></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=158 colSpan=2><A href="../index.htm"><FONT class=LBar1>首页</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=158 colSpan=2><A href="../RelatedInfo/Info_GovernmentPlans&Programs.htm"><FONT class=LBar1>政府计划</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=158 colSpan=2><A href="../RelatedInfo/Info_News.htm"><FONT class=LBar1>业界新闻</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=158 colSpan=2><A href="../RelatedInfo/Info_Digest.htm"><FONT class=LBar1>文章文摘</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=158 colSpan=2><A href="../RelatedInfo/Info_Link.htm"><FONT class=LBar1>站点链接</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_Insurance&Investment.htm"><FONT class=LBar2>保险投资</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-arrow1.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_RRSP&RESP.htm"><FONT class=LBar2>注册计划</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_GovernmentsHealthInsurance.htm"><FONT class=LBar2>政府医疗保险</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_GovernmentAssistancePrograms.htm"><FONT class=LBar2>政府福利援助</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_InvestmentCalculators.htm"><FONT class=LBar2>金融计算器</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_Useful.htm"><FONT class=LBar2>生活实用</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_Video.htm"><FONT class=LBar2>音频视频</FONT></A></TD>
        </TR>
        <TR>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=14><IMG height=15 src="../Images/left-nav-spacerw.gif" width=14 border=0></TD>
         <TD vAlign=top width=144><A href="../RelatedInfo/Info_Link_FriendlyWebsites.htm"><FONT class=LBar2>友情链接</FONT></A></TD>
        </TR>

       </TBODY>
      </TABLE>
     </TD>

     <TD width=758>
      <TABLE cellSpacing=0 cellPadding=0 width="100%" border=0>
       <TBODY>
        <TR vAlign=top>
         <TD width="93%" colSpan=5>
          <center><b><FONT face=Verdana size=4><br />加拿大注册计划<br /></FONT><FONT size=3>（RRSP & RESP）</FONT></b></center>
          <FONT face=Verdana size=2>

          <br /><br />
          加拿大注册退休储蓄计划（RRSP）
           <ul>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/rrsps-e.html" target="_blank">RRSP - Registered Retirement Savings Plan</a></li>
            <li><a href="http://www.cra-arc.gc.ca/formspubs/topics/registered_retirement-e.html" target="_blank">Topics of RRSP</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/hbp/menu-e.html" target="_blank">HBP - Home Buyers' Plan</a></li>
            <li><a href="http://www.cra-arc.gc.ca/E/pbg/tf/t1036/README.html" target="_blank">T1036 - HBP Request to Withdraw Funds from an RRSP </a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/llp/menu-e.html" target="_blank">LLP - Lifelong Learning Plan</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/turning69/spousal-e.html" target="_blank">Spousal RRSPs or common-law partner RRSPs</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/withdrawals/menu-e.html" target="_blank">Making withdrawals</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/transferring/menu-e.html" target="_blank">Transferring</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/death/mature-e.html" target="_blank">Matured RRSP</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/income/menu-e.html" target="_blank">Receiving income from an RRSP</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/individuals/topics/rrsp/death/menu-e.html" target="_blank">Death of an RRSP annuitant</a></li>
           </ul>

          <br />
          加拿大注册教育储蓄计划（RESP）
           <ul>
            <li><a href="http://www.hrsdc.gc.ca/en/hip/lld/cesg/publicsection/CESP/RESPs_General.shtml" target="_blank">RESP - Registered Education Savings Plans (HRSDC)</a></li>
            <li><a href="http://www.hrsdc.gc.ca/en/learning/education_savings/public/cesg.shtml" target="_blank">CESG - Canada Education Savings Grant (HRSDC)</a></li>
            <li><a href="http://www.hrsdc.gc.ca/en/learning/education_savings/public/clb.shtml" target="_blank">CLB - Canada Learning Bond (HRSDC)</a></li>
            <li><a href="http://www.hrsdc.gc.ca/en/hip/lld/cesg/publicsection/CESP/RESP_FAQs.shtml" target="_blank">RESP FAQ (HRSDC)</a></li>
            <li><a href="http://www.hrsdc.gc.ca/en/hip/lld/cesg/publicsection/CESP/CESG_FAQs.shtml" target="_blank">CESG FAQ (HRSDC)</a></li>
            <li><a href="http://www.hrsdc.gc.ca/en/hip/lld/cesg/publicsection/CESP/CLB_FAQs.shtml" target="_blank">CLB FAQ (HRSDC)</a></li>
            <li><a href="http://www.cra-arc.gc.ca/E/pub/tg/rc4092/rc4092-e.html" target="_blank">RESP (CRA)</a></li>
            <li><a href="http://www.cra-arc.gc.ca/tax/registered/resp/faq-e.html" target="_blank">RESP FAQ (CRA)</a></li>
            <li><a href="http://www.hrsdc.gc.ca/en/hip/lld/cesg/publicsection/CESP/CESG_Mandarin.pdf" target="_blank">加拿大教育储蓄津贴 CESG (HRSDC）</a></li>
            <li><a href="http://www.hrsdc.gc.ca/en/hip/lld/cesg/publicsection/CESP/CLB_Mandarin.pdf" target="_blank">加拿大教育基金 CLB (HRSDC）</a></li>
           </ul>


          </FONT>
          <br /><br />

          </FONT>
         </TD>
         <TD width="7%">
          <IMG src="../Images/spacer.gif" width=40 border=0>
         </TD>
         <TD width="7%">
          <IMG src="../Images/Info_Link.jpg" width=160 border=0 >
         </TD>
        </TR>
       </TBODY>
      </TABLE>
     </TD>

    </TR>
   </TBODY>
  </TABLE>
 </center>
 </BODY>
</HTML>